Title Companies

Title Insights, Deidre L. Gurney, Title Agent; 13057 W. Lindbaugh Avenue, Suite 101, Tampa, FL  33626; Phone:  813-336-4699, Email:  Deidre@eTitleInsights.com;  www.eTitleInsights.com

AWS Title Services, LLC, Ashley Wait-Woodcock, FL Licensed Title Agent, 5326 Van Dyke Road, Lutz, FL  33558, Phone:  813-908-6800, Email:  Ashley@AWSTitle.com; www.AWSTitle.com

Baxter Title Corporation, Chad Williams, offices located in Largo, Tampa, St. Petersburg and Crystal River; Phone:  727-272-5659, Email:  Chad@baxtertitle.com; www.baxtertitle.com

 

SPECIAL FREE SERVICE:

All of our customers, both buyers and sellers, will receive a FREE Air Duct Sanitation of the AC Unit by Hudson Duct Cleaning, paid at closing.

 

Financing

Mortgage Calculators

A mortgage calculator can help you understand your principle, interest, taxes, and insurance.

Closing Costs

There are certain standard fees related to closing the sale of a house. These fees are commonly divided between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you’ll want a real estate expert in Florida to help lead you through the transaction.

Buyers: When purchasing a home in Central Florida, you will be given a “Loan Estimate” (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer’s past experiences and is required to be within a suitable range so you’re not astonished when you reach the closing appointment. We’ll be happy to look at the LE with you, answering your questions and highlighting any estimates in question.

Sellers: As we hammer out your sale, not only will we work to get the very best sales price, but we’ll also campaign for lower closing costs. And once we’ve arrived at an agreement, we’ll give a detailed list of the closing costs so you are aware of exactly where your money is going.

Costs pertaining to your loan to be paid at closing

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Home Inspections

Insurance

Homeowners Insurance

Insurance Advisors

Recommended Vendors

We have resources for AC, Heating, Plumbing, Electrical, Movers, Legal Assistance, CPA, Financial Investments, Medicare Advisors, Roofing Companies… and much more. It just depends on your location! Whatever your need, we can put you in touch with the right person.

Pool Services

  • Richard Minton, Penny Rich Pools, Inc., Ph. 727-422-6559
  • Steven Wesson, Lifestyle Pool Care, Ph. 863-207-4157, Lifestylepoolcare@aol.com

Moving Companies

Pest Control

Handymen

  • Mr. Handyman, Ph. 813-359-9828
  • Guzman Handiman, LLC, Ph. 740-215-0878

Senior Resources